Chase Ultimate Rewards is one of the best transferable rewards currencies due to its valuable hotel and airline partners, including United MileagePlus. Here’s how to transfer Chase points to United MileagePlus and other things you should know before transferring your Ultimate Rewards points to this useful frequent flyer program.
How to transfer Chase Ultimate Rewards points to United MileagePlus
Chase Ultimate Rewards points can transfer to many airline and hotel loyalty programs. The value you’ll get when using each Chase transfer partner depends on the award flights or nights you’ll book with the points you transfer. But, as you’ll see in this guide, United MileagePlus is certainly a Chase transfer partner worth considering.
Can you transfer Chase points to United miles?
Only select Chase cards earn transferable Ultimate Rewards points. These include:
The information for the Ink Business Preferred has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
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You can combine rewards from all your Ultimate Rewards cards — including Ultimate Rewards cards like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) that earn cash-back rewards — into a single account.
If the account you use to collect all your rewards is your Sapphire Reserve, Sapphire Reserve Business, Sapphire Preferred or Ink Business Preferred account, you’ll have a stash of points you can transfer to Chase transfer partners.
Related: How (and why) to combine your Chase Ultimate Rewards points into a single account
Chase to United transfer ratio
The Chase-to-United Airlines transfer ratio is 1:1. You must transfer Chase points in increments of 1,000 points, which means you can convert 1,000 Chase points into 1,000 United miles. You may occasionally find a transfer bonus that boosts this transfer ratio, but such bonuses are rare.
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Based on TPG’s December 2025 valuations, Chase points are worth 2.05 cents each while United miles are worth 1.3 cents each. So, theoretically, you will lose value when you transfer Chase points since transferable points are inherently more valuable. As we’ll discuss later in this guide, though, this doesn’t mean you shouldn’t transfer Chase points to United, especially if you have some redemptions in mind where you might get more than 2.05 cents per United mile in value.
Related: Supercharge your Chase Ultimate Rewards balance with these top 5 cards
How long does it take to transfer Chase points to United MileagePlus?
When you transfer Chase points to United, the miles will usually appear in your MileagePlus account instantaneously.
It may occasionally take longer for Chase points to transfer to United. You’ll typically see the miles in your account by the next business day, but it may take up to seven business days.
You will receive an email from Chase that says your points transfer is in progress once you confirm your transfer request. Then, you get another email from Chase once your points transfer is complete. So, if the miles do not appear in your United account instantaneously, keep an eye on your email to know when the transfer is complete.
Related: How much are Chase Ultimate Rewards points worth?
How do you transfer Chase points to United MileagePlus?
To transfer Chase points to United MileagePlus, head to the Ultimate Rewards website, log in to your account and select your Ultimate Rewards-earning card (if you have multiple Chase cards). You should land on a dashboard page for the card account you selected. Click on the “Travel” drop-down option at the top of your dashboard, then select “Transfer points to partners.”
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You’ll be directed to a page displaying all Chase transfer partners. Scroll down, then click on the United Airlines row. Doing so will take you to an information page about transferring Chase points to United MileagePlus.
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To continue, click “Transfer points” to reach a page where you can enter or confirm your United MileagePlus information.
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Enter the amount of Chase points you’d like to transfer to United on the next page. You must transfer at least 1,000 points and can only transfer in increments of 1,000 points.
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Click “Next” to reach a summary page before clicking “Submit” to confirm your transfer request.
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Transfers are irreversible, so always ensure you’ve found award availability or are certain you want to transfer your points before clicking “Submit.”
Related: My beginners blueprint to find the flight awards you want
When should you transfer Chase points to United MileagePlus?
As you read this guide, you may wonder whether it’s best to transfer Chase points to United. This question is complex, so it’s important to consider your specific situation.
Based on our valuations, United MileagePlus isn’t the most valuable Chase transfer partner. For example, while our December 2025 valuations peg the value of United miles at 1.3 cents each, we value some other Chase transfer partners, including World of Hyatt, British Airways Club and Air Canada Aeroplan, higher at 1.7 cents each for Hyatt and 1.4 cents each for British Airways and Air Canada.
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You may want to reserve your Chase Ultimate Rewards points for transfers to these higher-value partners, especially if you haven’t accrued a massive stash of Chase points. Still, it is possible to get more value from United miles on some redemptions, such as during United award sales or some long-haul business-class awards.
Check out our guide on redeeming United miles to get started. Then, read our guide about maximizing United MileagePlus redemptions for more tips on getting the most value from your United miles.
Finally, if you would otherwise redeem your points for travel through the Chase Travel℠ portal, transferring points to United could provide more value. Consider the value you’d receive when redeeming United miles and compare it to your redemption rate through Chase Travel.
Related: Flights, credit cards and more: How to earn miles with the United MileagePlus program
Bottom line
Now you know how to transfer Chase points to United.
It can be daunting the first time you go to transfer Chase points. However, as this article shows, transferring Chase points to loyalty programs like United MileagePlus isn’t hard. Once you find an award flight you want to book through United MileagePlus, follow the steps above to transfer the number of points you need to book your award flight.
Remember, you must transfer points in increments of 1,000, so you may need to transfer slightly more points than you need to book your flight.
